The policy consists of five aspects:
1. Rs. 3.0 lac and cost of study (total fees and mess charges for the balance period
i.e., Rs 50,000 per semester approx.) in the event of accidental death of the paying
parent/guardian.
2. Rs. 2.0 lac for the family of the student in case of his/her accidental death or
permanent disability.
3. Medical Coverage: Rs. 1,00,000 as medical expenses per annum for students.
(Indoor treatment, any type of Accidental treatment / test required followed by /
following hospitalization). Cashless hospitalization facility is available in
empanelled hospital. Reimbursement up to Rs. 1,00, 000 for hospitalization in any
hospital / nursing home in the country. Coverage upto Rs. 3 lac per annum for
0.1% students.
4. The policy cover for loss of baggage.
5. The policy cover for loss or theft of Pedal cycle.
