“The number of cancer
patients in India is rising alarmingly and from year 2020 onwards, the nation
will add more than 20 Lakhs new cancer patients every year,”
It is surprising to know that not even a single Insurance
Company is ready to provide Health Insurance for patients who are having pre-
existing cancerous condition.
The Raheja QBE, who offers a product separately with the
name “Cancer Insurance”, does not cover a pre- existing cancerous condition.
They provide cover to the persons who have not been diagnosed cancer symptoms.
Some Life Insurance Companies as well General Insurance
Companies offer Critical Illness Cover under which Cancer is one of the diseases.
It means Raheja QBE has introduced a disfeatured Critical Illness product under
the fancy name of “Cancer Insurance”. This product does not cover a pre-
existing cancerous condition or patient. They provide cover to the health persons
who have not been diagnosed with Cancer symptoms.
Now, here is a question that which is a better option for
proposer or client.
-
To purchase a standalone Cancer insurance of
Raheja QBE
-
or
-
To purchase a life insurance policy providing a
critical illness cover. Here is a comparative analysis of the premium rate of
two companies who gives cover against cancer.
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